Is there a secret to being a millionaire? Nope. There is a formula, however, it is unknown to most. It's quite simple to follow once you focus on your goal. Ready? Save 10-15% of your net income for retirement. That's it. Nothing groundbreaking, just a simple formula. Now, most will not become a millionaire because of two Continue Reading
When attempting a credit repair to make your credit right once more, it is imperative that you present a solution to all those that you owe money to, and don't deviate from anything you commit to once it is in place. You need to make a commitment to changing your spending habits. Only buy what Continue Reading
The article by CNBC explains how much your net worth needs to be to be financially comfortable and how much you will need to be wealthy. The source of this information is from Charles Schwab report "more than 50 times greater than the actual median net worth of U.S. households". The report is interesting because it Continue Reading
Looking to build a strong credit history? Great. We are explaining just how to do that. It is not simple by no means, but if it was simple, everyone would have done it. Loan Away has attached a great guide by Forbes as a reference. Fobes was used because they asked 10 members of their Financial council Continue Reading
Should or should you not? Well, this depends on several factors like if you have children, do you pay rent or a mortgage, debt interest rate, and more. We are using the example below from two cents Lifehackers. The question is "I have $2000 credit card debt at 6.9% and $4000 in savings. Should I Continue Reading
For the past several years, credit cards needed a PIN to be entered to complete a transaction. Recently, credit cards have introduced "tap", which allows consumers to complete small transactions which a need of using your PIN. At first, this seems revolutionary to some and frightening to others. If your credit is stolen, anyone can use Continue Reading
Can only 39% of North Americans cover a $1,000 unplanned expense? This report is according to Bankrate. Bankrate says that if a unplanned expense happened, 39% will pay from their saving, 19% will finance with their credit card, 13% will reduce spending, 12% will borrow from a friend or family, and 5% would take out Continue Reading
Another year, another year with student loan debt. It does not have to be that way if you have dedication, hard-working, and focus on paying off your debt. There are five steps that are sure to help you pay your student debt as quickly as possible. However, these tips will only work if you make Continue Reading
Ever wonder what the profilio of the average person looks like compared to the wealthy? It's quite different. The wealthy do not have millions of dollars in their bank account, instead, they have assets such as stocks, mutual funds, real estate, and business investments. What does the average person have? Most of their net worth is from their Continue Reading
With modern technology, people do not need to see or know you to scam you. You may be thinking the internet is a great place for scammers, but did you know there are still lots of scams via phone still? Yep. Scammers are still using the phone as a method of scamming. From Princesses that Continue Reading
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