There are several little-known benefits that come with a credit limit increase Let’s kick things off with the obvious benefit of a credit limit increase - you suddenly have even more spending power at your disposal (hopefully you’ll use it wisely). However, outside of that very obvious fact, there are a number of little-known benefits Continue Reading
Know what Canadians believe is the most important of factors for credit score health? They believe that simply paying their monthly payment on time is all they need to keep their score level. It does make sense given that we’ve been told since we were young to always pay our debts on time. However there Continue Reading
Depending on who you speak to, closing credit cards can be both a good and bad idea. After all, we understand why some Canadians choose to do away with their cards after repaying a maxed out balance. There are a lot of negative feelings attached to that maxed out balance. It might have taken you Continue Reading
The Secret To Paying Off Debt...Isn’t Really A Secret If you’re reading this post, it’s likely because you owe more money than you’re comfortable owing, you’ve had enough and now paying off debt has become your top priority. We completely understand. Depending on the amount of money you owe in total and the goals you’ve Continue Reading
How to get out of debt 101: Everything you need to know There’s absolutely nothing about being in debt: your spending power is compromised, you have to deprive yourself, you sometimes feel like you’re only working to repay money and not to enjoy life, and if you’re luck is really bad...you’re getting phone calls. All Continue Reading
Financial Security There are many factors that contribute to a stress-filled, cluttered mind, and money problems are easily the most important of these factors, and today we’re going to talk about the steps you can take to establish financial security. Why should you strive for financial security? Let’s begin with the obvious - it comes Continue Reading
What is the highest credit score? If you’ve ever found yourself wondering what the highest credit score in Canada’s rating system is, you’re in for more than one answer. Now, numerically speaking, the highest score you can achieve is 900. But there’s more to that number. In Canada, you should look more at credit score Continue Reading
Credit Card Consolidation: When You’re Tired Of Juggling Who knows...perhaps it happened without you realizing it. Offers for new credit cards came in the mail and you shrugged and took the offers and before you know it, you have several balances with varying balances and credit card consolidation is the only option you have to Continue Reading
Guaranteed Approval Credit Card: Worth It? You’ve probably entered the term Guaranteed Approval Credit Card into your search engine of choice at some point or another, just as millions of Canadians do each year. Or, just like so many other Canadians, you got a letter in your mailbox bearing the caption Guaranteed Approval Credit Card Continue Reading
Everything You Need To Know About Credit History How much do you know about the Great Depression? The reason we’re bringing it up is because those who lost everything swore off ever taking on any loans ever again and taught the evils of credit to their offspring. While they may be right about a few Continue Reading
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